领取退休金的资格

1974年退休金计划

The 1974 Pension Plan (the “Plan”), is a defined benefit plan. That means that the Plan specifies the eligibility requirements to receive a pension or death benefit 和 specifies how the amounts of those benefits are determined. The Plan provides retirement (service) pensions, 残疾退休金, 和 pensions for the surviving spouses of some mine workers. The 1950 Pension Plan merged into the 1974 Pension Plan effective June 30, 2007. The basic eligibility rules for the different types of pensions are described below. More detailed information is provided in the Summary Plan Description of the 1974年退休金计划.

服务养老金

在一般情况下, mineworkers who have worked in the bituminous coal industry before January 1, 2012, may qualify for a service pension in any one of the following situations:

1. You last worked on or after December 31, 1975, are at least 55 years old, 和 have either:
   > 10 years of signatory service, or
   > 5 years of signatory service if you last worked on or after December 16, 1993, for a Normal retirement pension; or July 1, 1999, 领取递延既得退休金.
2. You last worked on or after January 1, 1998, 你当时不到55岁吗, have 20 or more years of signatory service, were permanently laid off due to either a permanent mine closing, or for a period of 180 days 和 did not refuse a recall to the same mine.
3. You last worked on or after January 1, 2002, have at least 30 years of signatory service, 并在2002年被解雇.
4. You have 30 years of signatory service 和 stopped working in a classified job on or after January 1, 2003.
5. You last worked before December 31, 1975 和 have either:
   > 10 years of signatory service after May 28, 1946, including at least 3 years after December 31, 1970, or
   > 20 years of credited service, including a minimum of 5 to 10 years of signatory service depending on when you last worked.

残疾退休金

在一般情况下, there are no age or service requirements for a disability pension. Any mine worker may qualify for a disability pension if he or she meets the following requirements:

1. Totally disabled as a result of a mine accident that occurs during employment in a classified job for a signatory employer, 和
2. Eligible for Social Security Disability Insurance (SSDI) benefits as a result of such accident.

未亡配偶养恤金

在一般情况下, Surviving Spouse pensions or Joint & Survivor Annuity benefits may be paid to the eligible spouses of mineworkers who died while receiving, or in some cases while eligible to receive, a pension from the 1974 Pension Plan. The Plan also provides a Pre-retirement spousal annuity to the surviving spouses of mineworkers who met the service requirements for a pension but died before commencing benefits.

A 1950 Widow’s Pension may be paid to the eligible widows of 1950 Participants who died while receiving a 1950 pension.

死亡的好处

For 1974 Pension Plan Participants, the Plan may pay a death benefit to the named beneficiary of a pensioner who dies 和 was receiving, or had applied for 和 was eligible to receive, pension benefits at the time of death. 在某些情况下, death benefits may also be paid to the beneficiary of an eligible new inexperienced miners who first work in the coal industry on or after January 1, 2012, 和 the beneficiary of an eligible miner who opts out of participation in the 1974 Pension Plan after that date. A death benefit is not paid for those pensioners if any of the following apply:

• Were receiving a Deferred Vested pension based on less than 20 years of credited service
• Used non-classified work to meet the minimum vesting requirements to be eligible for a pension
• Were entitled to any other death or life insurance benefit from another plan maintained by a signatory employer
• Were eligible for health benefits under the UMWA 综合福利皇冠搏彩中心网站.

1950名参与者, the Plan pays a death benefit to the widow or other eligible dependent of a deceased pensioner, or, if there are no eligible surviving dependents, 养老金领取者的财产. A death benefit is not paid for those 1950 pensioners if either of the following apply:

• Used non-classified work to meet the minimum vesting requirements to be eligible for a pension
• Were eligible for health benefits under the UMWA 综合福利皇冠搏彩中心网站.

Death benefits are not paid to the survivors of widows who were receiving any of the survivor benefits paid to eligible surviving spouses under the Plan.